Posts Tagged ‘insurance’

Importance of Mobility Scooter Insurance

Monday, August 14th, 2017 by morethan

Comprehensive insurance cover for mobility scooters isn’t currently a legal requirement in the UK, and so it is all too often overlooked by mobility scooter users. decided to launch a petition following a spate of thefts and accidents involving individuals on mobility scooters. The firm’s director, Jason Tate, explains more;

“We hear of scooter thefts and vandalism on an almost daily basis,” he said, “not to mention incidents of people getting injured in accidents and collisions. The theft of an expensive scooter can result in the owner being left housebound, and we’ve even heard of people being forced to sell their homes to cover legal costs after a collision.”

Currently it is not a legal requirement to insure a scooter but this may be about to change with an EU directive known as the “Vnuk case”. If enacted by Parliament before or after Brexit, this may require all off-road vehicles including mobility scooters to be legally insured.

Therefore here at More Than Mobility we strongly recommend that you take out insurance on your mobility scooter as for as little as £86 per annum (only £1.66 per week) it will give you peace of mind.   Plus if you sign up today you can get an additional 3 months for FREE i.e. 15 months for the price of 12 months.  Choice of standard or plus cover available.

Your mobility scooter insurance covers many things from fire, storm, flood, loss or damage due to theft as well as public liability and personal injury benefit due to an accident.  It can also include 24/7 breakdown recovery dependent on package taken.

Please visit our website for the full range of mobility insurance we offer. If you need insurance for more than one year we have two and three years cover available.

Best Wishes

More Than Mobility Team

August – National Road Victims Month

Monday, August 15th, 2016 by morethan

Every year, in August, RoadPeace remember those killed or injured on our roads during the National Road Victim Month

August is a particularly poignant month because:

  • Bridget Driscoll was the first person killed in the UK by a car, on 17 August 1896, in Crystal Palace, London
  • Diana, Princess of Wales, was killed in a car crash on 31 August 1997, in Paris
  • there is increased risk of those travelling on holiday being involved in a car crash


RoadPeace was founded on the principle of road danger reduction (RDR) in February 1992. Twenty years on, supporting active travel policies and sustainable transport programmes is much more widespread.

Key to road danger reduction is the reduction of speed, volume and dominance of motor vehicles.

RoadPeace events taking place during August, Road Victim Month:

Do see the RoadPeace website for information on the other campaigns that RoadPeace organise and do follow them on Twitter.

Sharing the road – safety around mobility scooters

  • Be mindful of larger mobility scooters when travelling on the road.  Road legal mobility scooters can only travel at 8 mph but may be using the road. Give them space and only overtake when it is safe to do so.
  • Smaller mobility scooters are restricted to using footpaths and pavements. Dropped kerbs are the only way mobility and electric wheelchair users – not to mention parents with prams – can cross a road easily. It’s also an offence to obstruct these crossing points. When parking consider whether you’re inadvertently making it trickier for a less mobile person to get around.
  • Mobility scooters aren’t allowed to use cycle lanes or bus lanes so try not to get impatient if it seems they’re blocking the road – they’re obeying the law.
  • While larger scooters must have full lights, the smaller ones intended for pavement use don’t need to. In addition, waterproof covers can affect the vision of the driver. Never assume you’ve been seen. And always double check before pulling out.

Also mobility scooter users should have insurance for their scooter although it is not compulsory.  If you were to have an accident and hit someone, or damage someone’s property, in your mobility scooter your mobility scooter insurance will pay for your defence, if it was to go to court, and the resultant damages.  Here at More Than Mobility we always recommend that mobility scooters take out scooter insurance to cover any accidents and ensure peace of mind when travelling on the road.   Prices start from as little as £86 per annum which is only £1.66 per week.

Best wishes

More Than Mobility Team

Importance of Power Chair and Mobility Scooter Insurance

Thursday, February 4th, 2016 by morethan

More Than Mobility are strong believers of independence and are aware mobility products are not always cheap. Being insured against things like accident, theft or breakdown is important to the life of the mobility scooter or power chair.

Another good reason to insure is if you were to have a bump and ended up hurting yourself or someone else or damaging their property, they could make a claim against you.

Although mobility insurance is not compulsory yet, the Department of Transport states:

‘Although it is not a legal requirement, an insurance policy is strongly advised.”  We therefore recommend that you take out insurance on your wheelchair, mobility scooter or power chair.

Please visit our website for more information on our insurance products or call us on 0800 046 3949.  Mobility scooter insurance starts from as little as £86 per annum which is only £1.66 per week so for only a little extra you can get peace of mind (wheelchair insurance from as little as £28 per annum).  Plus if you sign up today you can get an additional 3 months for FREE – i.e. 15 months for the price of 12!

Best wishes

More Than Mobility Team